Ok, I’ll Just Do It Myself!

This is a great blog about house repairs, Check it out!

Miss Fix It Yourself

Have your ever said that before?  If not, your the first! Am I an expert on home improvement? No, but I have spent many years fixing, repairing, remodeling, and pretty much everything else that comes with owning a home. During the early years I found ways to do my own repairs, mainly because I didn’t have the patients or the money to pay someone to do something I could do myself. Even though I was married, my husband was always working and when he was home, the “Honey Do” list would just continue growing. To be honest, I was better around the house than he was! I also grew up with a father who taught me well, and I picked up a lot from him, not to mention his organizational skills. I will be giving any advise I can on how to repair, replace or fix just about anything. Feel free to…

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Interest rates: A History

Check out this great information!

Realtor KJ

Great information from California Association of Realtors on mortgage interest rates over the last few decades.  Did you know the lowest interest rate was only a few months ago? If you are looking for real estate or thinking about selling, then you now know who to call Kristen Jurevich at (831) 635-6719 with Intero Real Estate Services.

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It Pays to Check Your Credit Before Starting Your Home Search

Great information. But if you are unable to check it, then we can help you with it. Give us a call!

San Antonio Real Estate info

It is a good idea to check your credit before meeting with a loan officer and before you start shopping for your dream home.

As part of the loan application process, the  bank or mortgage company will check  your credit worthiness before lending you money to buy that home. They want to see that you have a good record of paying your bills on time. A good credit history and a high credit score shows the lender that you are responsible and can be trusted to repay the debt.

You can check your credit by ordering a copy of your credit report and credit score so that you can see where you stand. By reviewing your credit report you can see if there are any errors such as debts or judgements that have already been paid off and not reported as paid as agreed. You will be able to see if there are accounts that…

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How good are the current mortgage interest rates?

This is a great question, that is probably on everyones minds. Here is some basic information to help answer this question. 

Over the past 20 years the highest interest rate at a given time was 9.25%, and that was in 1994. 

But the highest its been since in the last 36 years is almost 17%! Today its right around 3.50%. What a difference! 

To give you an idea of how big of a difference this is, here is an example:

On a 30 year fixed for 150,000 loan, and with an interest rate of 17%. You payment would be 2,138 dollars a month! And you would end of paying 620,000 in just interest! WOW!

On a 30 year fixed for 150,000 loan, and with an interest rate of 3.5% the payment would be 673 dollars a month. And you would just pay 92,000 dollars for interest! That is a huge difference. Now its been a long time since rates have been that high. But that just gives you an idea of how important interest rates are.