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It is a good idea to check your credit before meeting with a loan officer and before you start shopping for your dream home.
As part of the loan application process, the bank or mortgage company will check your credit worthiness before lending you money to buy that home. They want to see that you have a good record of paying your bills on time. A good credit history and a high credit score shows the lender that you are responsible and can be trusted to repay the debt.
You can check your credit by ordering a copy of your credit report and credit score so that you can see where you stand. By reviewing your credit report you can see if there are any errors such as debts or judgements that have already been paid off and not reported as paid as agreed. You will be able to see if there are accounts that…
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