Packing Tips for Fall Travel Getaways

Originally posted on Traveling in Heels:

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Can you smell it? It’s all around. The air is crisper and cooler and the first of the leaves are starting to turn colors. Just as the trees, we begin to shed our summer layers of cotton dresses, coral polish and even ombre hair. We trade them in for darker locks, Lincoln Park After Dark, and luxe cashmere cardigans. But just because summer Fridays are over, it doesn’t mean the suitcase needs to go back under the bed.

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Fall is one of my favorite times to travel. You get to take advantage of off-season rates, fewer tourists, and a change-up from restaurant menus to fun outdoor activities to partake in. two + seven asked me to style a look for three great getaways to go the fall season. Now, many travel bloggers recommend you pack only necessities and plan your wardrobe ahead of time. They also recommend couch surfing, so…

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TGIF – Had to Share This – Plumber of the Year 2013 Finalists LOL

cristienorth:

These are great!

Originally posted on Naz Allahyari:

To start of your weekend off, we thought we would leave you with a little bit of plumbing humour. Here are our top picks. Let us know which ones are your favourites!

Enjoy & have a great weekend!

 Sharing is Caring – Urinal Buddies 

Peek-A-Boo I See YOU 

Faucets – Waterfall Style Option 

Toilet Paper Issues – For those with really long arms… 

And for those with really short arms… 

“Half Sized Bathrooms” 

King of the Thrown… Literally 

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Nine Tips for Making Your Move Stress Free

Originally posted on BobbyFletcherHomes Real Estate Blog:

Buying a new home is exciting – and a big deal. If you’re searching for the perfect place, or you’ve already found it and are under contract, the next step in the process can feel more tedious: moving.

Moving can be stressful, a bit expensive and plenty chaotic. But with some planning, help from friends and a little organization, it doesn’t have to be as hectic as you imagine. Here are some tips to take the stress out of your move:

1. Make a plan of attack – Whether you’re moving across town or across the state lines, you’ll probably want to rent a truck. Do you have willing helpers to assist in the move, or will you need to hire some help? If you’re moving farther away, you’ll probably want professional help. Figure out what your moving needs are, and ask friends or your real estate agent for references…

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What is a Credit Report and Why is it Important?

Originally posted on Allied California:

Your credit report is a compilation of information about the way you handle debt. It includes information about how much debt you’ve accumulated, how you pay your bills, where you live, where you work, whether you’ve filed bankruptcy, and whether you’ve had a home foreclosed or vehicle repossessed. If it sounds like your credit report contains a lot of information, that’s because it does.

How Does Information Get On Your Credit Report?

Credit reports are maintained by businesses known as credit bureaus or credit reporting agencies. In the United States, there are three major credit bureaus: Equifax, Experian, and TransUnion. Companies that you do business with have agreed to send your debt information to credit bureaus (at least one of them or maybe all three) who then update that information in your credit report. Most of your credit card and loan accounts are updated on your credit report monthly.

Some…

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What To Expect During A Home Inspection

Originally posted on Roberta Kayne's Blog:

If you’re looking to buy a home, it’s important that you don’t skip over the home inspection. Inspections vary based on the type of property you’re buying, but the goal is the same: to save you from finding any surprise deficiencies with the home. A home inspector will make sure that the home is safe for living and will inform you of any major issues the home may have. The National Association of Realtors provides a useful article on their blog detailing what a home inspection should cover, so here is a list of things to make sure that your inspector covers.

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An inspector should examine the structure of the home, making sure that the skeleton of the home is secure and can stand up to nature’s elements. The structure of the home should include the skeleton, foundation, and framing.

The inspector should also look at the exterior of…

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Fannie Mae: No need to fear rising mortgage rates

Originally posted on Naples Real Estate:

Rate on 30-year mortgage jumps to 3.81%WASHINGTON – July 22, 2013 – History shows us that we don’t need to fear the recent spikes in mortgage rates because they won’t have an impact on home prices, according to Fannie Mae researchers in a new report.

Fannie Mae evaluated the trajectory of mortgage rates since 1990. Over the years, researchers found that rising mortgage rates don’t hamper home sales and have no impact on home prices.

“History suggests that interest rate increases at the level recently witnessed will not stop the current housing recovery,” the report notes.

For example, the study found that from October 1993 to December 1994, mortgage rates rose from 6.8 percent to 9.2 percent. However, home prices leveled off and then only dropped slightly during that time.

From October 1998 to May 2000, mortgage rates soared from 6.7 percent to 8.5 percent and there was no impact found on home prices during that…

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What Type of Houses Usually Turn Out to Be Good Investment?

Originally posted on Toronto Mortgage Rates:

There are so many different ways to answer this question, that there really is no one correct answer. But, there are defiantly certain characteristics to look for when you are trying to find an investment property and some of them will be discussed below.

Location – Location – Location

A highly astute and very profitable real estate investor was once asked, what are the three things that he looks for in a property before he buys it? He answer was, “location, location, and location.” He said whenever he finds a piece of property that meets those requirements he is more than happy to take out a Toronto mortgage.

Now that you know that, you have to be asking yourself exactly what is a good location? Once again, there a ton of different ways to answer that question, and we will do our best to provide you a few examples.

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